Author Archives: abarnes
Swipe the Card, but Responsibly!
Learn the tricks of the trade before you start swiping your credit card. This is not inherent knowledge but you shall have to acquire the know-how. Plastic money is a blessing in disguise, however every person should be aware of how, when, where and why credit cards should be used. Responsible and sensible usage of cards shall inculcate healthy habits of spending and perhaps prevent splurging.
Debt Relief Through Proper Budgeting
In order for a budget to work well and provide debt relief, it must be realistic. This means you must determine realistic estimates for both income and expenses, realizing that there are often conflicting needs and wants within a family what what debt relief means to everyone, and that external factors can affect your debt relief budget also.
Get Out of Debt in 2010
When it comes to getting out of debt as a New Year’s resolution, there are several ways to get started. Americans want to pay down their credit card debt in 2010; unfortunately, most people do not know where to begin or how to get started. If you find yourself struggling with credit card, but want [...]
University Study Shows Benefits of Debt Settlement
A recent academic study, from Southern Methodist University, confirms what the debt settlement indsutry has been saying for years. Debt settlement is the best method for reducing consumers’ unsecured debt. The study by Southern Methodist University Associate Professor of Marketing Richard A. Briesch found that debt settlement programs, especially compared to credit counseling, “create the [...]
Debt Settlement Works, Well
As banks and credit card companies continue to suffer their worst financial loss in decades, debt settlement continues to demonstrate that they provide an invaluable service, not only to consumers but also to the creditors. According to TASC, the debt settlement industry has returned more than $2.2 billion in consumer debt last year alone!Â
Due to [...]
Debt Settlement or Debt Consolidation?
Are you considering debt consolidation or debt settlement?
 If so, you should first consider professional debt settlement services first! Debt settlement involves negotiating with your creditors to settle your debt for amounts less than you currently owe on them! In many cases, debt settlement can provide you with an opportunity to pay off your debts quicker [...]
Get Out of Debt America
According to Alan Barnes, of Debt Regret Inc., almost all Americans carry credit card debt! Below, he outlines what that debt really costs you if you don’t get out of debt quickly.
Did you know that over 40% of US families spend more than they earn? If you’re like most of us, you try not to think about how [...]
How Debt Settlement Works
Debt settlement involves negotiating with a creditor or creditors to pay off a percentage of your total debts at an agreed upon settlement amount. Often, people choose to utilize the services of a debt settlement company rather than attempting to do it on their own. Debt settlement companies traditionally employs various negotiation strategies to help [...]
Get Out of Credit Card Debt
Almost all Americans carry credit card debt. Actually, according to the Federal Reserve, over 40% of US families spend more than they earn. If you’re like most of us, you try not to think about how much money you owe and what that debt is really costing you. If you did, you might not sleep [...]
How To Get Debt Relief
Wherever you live, chances are that you are finding yourself stretched beyond your financial limits – both physically and emotionally. Are you looking for answers to what should be a simple question: How can I get debt relief? Often, bankruptcy seems like the best solution to your problems; however, it is one decision certain to [...]