Author Archives: admin
Wanting to avoid bankruptcy?
Wanting to avoid bankruptcy? There are new bankruptcy laws you should know about before you even think about filing! Bankruptcy Law – Credit Counseling.Â
With the new bankruptcy laws, no mater if you are thinking of filing Chapter 7 or Chapter 13 bankruptcy, you are required to attend credit counseling. This must be done before you [...]
Understanding Debt Settlement
Is Debt Settlement for me?Â
As many people already know, Debt settlement can be a great alternative to filing bankruptcy. In fact, debt settlement can actually serve as a better solution for people that may be struggling to even pay the lower monthly payments offered by a debt consolidation program. However, generally, debt settlement is a [...]
Does Debt Settlement Damage Credit Scores?
Does debt settlement damage credit scores? Simply put, no; however, your ability, or inability, to make payments to creditors will impact a credit score. I am constantly hearing people say that debt settlement damages credit, but that is just not true. In simple terms, debt settlement is a process by which a debt is settled [...]
Why choose debt settlement?
See what people who have gone through a debt settlement program have to say.
This survey was conducted from customers who chose the path of Debt Settlement.Â
When asked the following questions these were the responses.Â
How would you describe your overall experience?Â
32% Excellent, 48% Good, 15% Fair, 5% Poor
How happy are you with the settlements you received [...]
Think you have debt problems?
Five questions to ask yourself if you think you might have debt problems. Read these tips and figure out what you can do differently.    Â
1.)   Do you charge everyday purchases instead of paying with cash or using your debit card?   Â
Tip: Try paying for purchases under $50 with your cash on hand or your debit card to [...]
Credit Card Debt Relief
Are you wondering if you need credit card debt relief?Â
Unfortunately, with today’s failing economy, many Americans are asking this very question. In order to help answer this question, consider the following statements and see if any sound familiar. If so, you may need credit card debt relief.Â
You have no idea how much you owe.
You have [...]
You Can Get Out of Debt
You Can Get Out of Debt
With how the economy is today, carrying some debt is almost a certainty. Between mortgages, car payments and credit cards, many Americans find themselves creating a snow ball effect, by rolling balance on to balance, borrowing from Peter to pay Paul, making it seem almost impossible to get out of [...]